Life
Life Insurance serves two different purposes namely Protection and Savings. Both are important and a variety of arrangements are available to suit various customer needs. Investment (Linked) products are becoming more and more popular.
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Pension
Pension is about lifetime income at retirement. Drawing part of your pension as a capital lump sum is a popular customer’s choice. Employers’ pension schemes only provide a set proportion of the final salary. For those who do not have one whether employed or self-employed, the need for pension planning is a must.
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Health
Health insurance covers the costs of medical expenses whether inpatient or outpatient. Premium payable and limits of refund vary according to the selected option at inception. Catastrophe cover may also be applied for.
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Motor
Motor insurance is compulsory in Mauritius and various options are available and the most popular are the Comprehensive All Risks and the Third Party cover. Passenger cover may be added as well as emergency support.
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Travel
Travel Insurance provides peace of mind to travellers and their families. Cover mainly concern unexpected medical costs while abroad or the loss of baggage or major flight delays.
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Home
Household insurance provide cover for the building against the risks of fire, cyclone, flood. In addition a client can also cover home contents of any sort against the same risks.
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Personal Accident
Accident cover provides compensation in case of death or disability. Medical expenses may also be provided.
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